# Accident in a Rental Car in North Cyprus: Step by Step

> Accident in a North Cyprus rental: police 155, ambulance 112, a police report is mandatory for insurance. The exact sequence with numbers — 2026.

- Canonical: https://www.kiprarent.com/en/guide/rental-car-accident-procedure/
- Updated: 2026-06-13
- Language: English
- Publisher: Kipra Rent A Car — https://www.kiprarent.com/

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An accident in a rental car in a foreign country is stressful; the
procedure in North Cyprus is deliberately simple. Three calls, in
order: **155 (police)** — **112 (ambulance)** if anyone is hurt — then
**Kipra on +90 546 996 1004**. The one rule that surprises visitors,
as of 2026: **a rental-car insurance claim requires the official
police report, no matter how minor the damage** — so "let's settle it
between us" is never an option in a rental.

## First steps at the scene

1. **Stop, hazards on.** Never leave the scene, even for a scratch.
2. **Check for injuries.** If anyone is hurt, call **112** and do not
   move the car. Note: in the TRNC, 112 is the ambulance line only —
   it is not the unified European emergency number; police is always
   **155**.
3. **Call 155.** Police attendance is required for every rental-car
   incident.
4. **Photograph and film everything**: both cars, plates, road
   markings, skid marks, the wider scene. If the car must be moved
   for safety, shoot first, move second.
5. **Exchange details**: name, phone, licence, plate, insurance. If
   the other driver refuses, photograph their plate and wait for the
   police.

## The numbers that matter

These are the official emergency lines published by the TRNC Police
(polis.gov.ct.tr), as of 2026:

| Number | What for |
| --- | --- |
| **155** | Police — every rental incident, always |
| **112** | Ambulance (TRNC: medical only — police is 155) |
| **199** | Fire |
| **158** | Coast guard |
| **177** | Forest fire |

Two practical notes while we are at it: TRNC **traffic fines are
payable by card only** — police stations do not take cash. And speed
cameras operate on the Nicosia–Famagusta and Kyrenia–Famagusta
corridors; a camera fine is served to the rental company and reaches
you through the process in your agreement. Knowing the limits is the
cheapest insurance — the full table lives in our
[North Cyprus driving rules guide](/en/blog/north-cyprus-driving-rules/).

## Where do you go if someone needs treatment?

Call **112** and let the ambulance decide — but it helps to know the
local map. The state hospital for the area is **Gazimağusa Devlet
Hastanesi** in Famagusta; on the private side, **Mağusa Yaşam
Hastanesi** (Famagusta) and **Long Beach Medical Center** (İskele)
both run 24/7 emergency departments, as of 2026. Numbers, addresses
and the on-duty pharmacy system are collected in the
[TRNC emergency numbers and hospitals guide](/en/guide/emergency-numbers-hospitals-north-cyprus/).

## Know the rules that cause the accidents

Most visitor incidents trace to two habit gaps: North Cyprus drives
on the **left**, and roundabouts give way to the right. As of 2026
the core numbers are: **50 km/h** in town, **65 km/h** on unsigned
open roads, **100 km/h** on intercity dual carriageways; blood
alcohol limit **0.05%**; seatbelts **mandatory in every seat**;
hand-held phone use banned and among the highest fine classes in the
TRNC. UK and Irish drivers feel at home with the left side; everyone
else adapts within the first half hour. The adjustment matters more
every season: according to the TRNC Tourism Planning Department,
North Cyprus received **2,589,729 visitors in 2025**, up 17.2% on
the year, and roughly **70%** of them came from Türkiye — a country
that drives on the right. The
[ten-minute driving rules refresher](/en/blog/north-cyprus-driving-rules/)
prevents most of this page from ever applying to you, and the wider
[first-time visitor's guide to North Cyprus](/en/guide/first-time-visitors-north-cyprus/)
covers the left-side switch alongside arrival and money basics.

## Calling Kipra

After the police call, ring **+90 546 996 1004** — phone and WhatsApp,
the same number printed on your rental agreement. There is no separate
emergency line to hunt for — the main number is the emergency
number. We walk you through it from there: what to
photograph, how the report process runs, and what happens next with
the car.

## Insurance and paperwork

**Third-party insurance is included in every rental.** Once the
police report exists, the insurance process runs on top of it — your
part is mostly done at the scene. For damage outside the third-party
scope, liability follows the rental agreement; optional **Full
Casco** narrows that exposure, and the
[no-deposit guide](/en/guide/no-deposit-car-rental/) explains how
liability works in a system with no blocked money.

One border note, because it decides insurance entirely: **rental cars
cannot cross between North and South Cyprus in either direction.**
Cover stops at the line — there is no scenario where an incident on
the south side of the border is covered, because the car may not be
there in the first place. Background in the
[border crossing guide](/en/blog/south-to-north-cyprus-border-crossing-guide/).

## Is the property-damage-only form enough for a rental car?

No. The TRNC does have a property-damage-only report form for minor
incidents with no injuries, but a rental car's insurance claim still
runs on the official police report — the form does not replace it.
This is the practical difference between scraping your own car and
scraping a rented one: in a rental, the answer to "should we really
bother the police with this?" is always yes, as of 2026. Call
**155**, wait, and let the report be written — ten extra minutes at
the scene is what keeps the claim simple afterwards.

## Common scenarios, same procedure

- **Parked-car damage discovered**: do not move the car; photograph,
  report to 155, call us. No other driver present changes nothing.
- **Animal strike**: a real risk on rural stretches and the
  [Karpaz roads](/en/guide/karpaz-peninsula-by-car/), especially at
  night. Stop safely, 155, photos, Kipra.
- **Windscreen or tyre damage**: call us before continuing — we
  assess it with you.
- **The other driver wants to skip the police**: politely decline.
  In a rental, the report is non-negotiable.

Kipra Rent A Car is a Famagusta-based local rental company; the fleet
is regularly serviced and every car carries the red
[Z plate](/en/guide/red-z-plates-north-cyprus/) — police and the
other party can see at a glance that the car is a rental, which keeps
the scene process short. Licence and document rules are in the
[licence requirements guide](/en/guide/driving-licence-requirements/).

---

Refresh the rules before you drive:
[North Cyprus driving rules](/en/blog/north-cyprus-driving-rules/).
Book a car: [reservation page](https://app.kiprarent.com/en/book/cars)
· WhatsApp +90 546 996 1004.

## Frequently Asked Questions

**Do I really need the police for a small scratch?**

Yes. With a rental car the insurance claim runs on the official police report, however minor the damage looks. No report, no claim — call 155, then call Kipra.

**What if the other driver has no insurance?**

The sequence does not change: police attend, the report is filed, details are exchanged. The other party's situation never removes your need for the report.

**Can I move the car off the road?**

If nobody is hurt and traffic safety requires it — photograph and film everything first, then move it. If anyone is injured, leave the car where it is and call 155 and 112.

**Am I liable with the included insurance?**

Third-party insurance is included in every rental. For damage outside that cover, liability follows the rental agreement; optional Full Casco narrows it. The police report protects you in every scenario.

**Someone hit my parked rental — now what?**

Leave the car as found, photograph the damage and the surroundings, report to 155, then call Kipra. Even with no other driver present, the police record is what starts the insurance process.

## Sources

- TRNC Police — official emergency numbers (155 / 112 / 199): https://www.polis.gov.ct.tr/

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Kipra Rent A Car — Famagusta, North Cyprus. No-deposit, no-credit-card car rental; VAT + insurance included.
Rezervasyon / Booking: https://app.kiprarent.com/book/cars · WhatsApp: +90 546 996 1004